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kc06's avatar

Hi Andre - I didnt quite understand how my non-working spouse can contribute to IRA.

She is a stay at home mom for long time now and never had any IRA or 401K account in US.

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Andre Nader's avatar

If you file taxes jointly, the non working spouse is able to contribute to an Ira as if they were working. The term to search for is spousal Ira if you want to do more research.

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