Definitely! Check out the last section. “ If you anticipate switching employers, the strategy changes. You may be able to double-dip on Mega Backdoor Roth contributions, while also leaving enough room in your employee contributions to maximize the match from both employers.”
Andre, when front loading you get your match earlier which potentially gives you a bit more "leverage" for the market gains (or losses). Does that make front loading even more attractive?
Given that job security is not really a thing in tech anymore, its always optimal to get matching from your company while you still can, and the most efficient way to do it is through front loading.
If you front-load and planning to change job early in the year, you will not be able to take advantage of new employer match.
Definitely! Check out the last section. “ If you anticipate switching employers, the strategy changes. You may be able to double-dip on Mega Backdoor Roth contributions, while also leaving enough room in your employee contributions to maximize the match from both employers.”
Andre, when front loading you get your match earlier which potentially gives you a bit more "leverage" for the market gains (or losses). Does that make front loading even more attractive?
It absolutely makes it more attractive.
Given that job security is not really a thing in tech anymore, its always optimal to get matching from your company while you still can, and the most efficient way to do it is through front loading.