A lot of people say they might buy a house “in 5 years” and leave too much cash sitting on the sidelines for a decade. My 3-75 Rule is a simple way to decide when money should still be invested and when it should become a down payment fund.
Can you explain the dotted line from RothIRA to taxable brokerage? Is it moving money from rothIRA after 5 years. If so, whats the thought process in doing that? rather than letting it grow in Roth
Can you explain the dotted line from RothIRA to taxable brokerage? Is it moving money from rothIRA after 5 years. If so, whats the thought process in doing that? rather than letting it grow in Roth
It is a call back to the prioritization waterfall I wrote about here: https://www.faangfire.com/p/cash-flow-waterfall
I was trying to illustrate what someone was prioritizing after funding their backdoor Roth, not using the Roth funds for the house!