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Andre Nader's avatar

Not all my bank accounts seemed to have the ability to set a TOD (transfer on death) or beneficiary. If your institutions do, that would avoid probate. Although, my understanding is that you have a much greater degree of flexibility by putting everything in the name of a trust.

One benefit could be that after the initial pain of re-titling everything in the trust name, any future changes would only need to be done to the trust, and not every single account.

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