10 Comments
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laoen's avatar

What health care are you getting? Silver or gold? How much do you pay monthly? Thanks for sharing

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Andre Nader's avatar

Right now I have the benefit of still being on my wife's health insurance through Uber. I am definitely watching healthcare premiums though for my FIRE plans, particularly as there are changes in the new budget bill.

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CJ's avatar

My mind telling me yes. But my body’s telling me no.

In all seriousness, I’d love to see an update as things improve. Just like with personal finance, having awareness and some sort of monitoring system goes a long way.

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Rajan Soni's avatar

Recently, I found an easy way to cut calories: I skip dinner! My routine is now: a hearty breakfast, a late lunch around 2–3 PM, small evening snacks like fruit or nuts, and then no dinner.

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Rajan Soni's avatar

You’ve taken the all-important first step toward prioritizing your health—now it’s time to make it a daily commitment! The next essential focus? Cultivating peace by reducing or eliminating stress.

If you haven’t yet embraced this journey, start by reading Peter Attia’s Outlive: The Science and Art of Longevity.

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Sarp's avatar

What do you use for calorie tracking?

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Andre Nader's avatar

I am using Macrofactor right now and am liking it. I set a goal, goal pace, and then it gives me the specific calorie breakdown to target with weekly refreshes based on the actual numbers.

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board's avatar

Thanks

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Rent Free's avatar

Any recs on how to approach the healthcare costs if you have a hdhp with hsa (planning to never touch hsa till after 55 so I can use as triple tax advantage)? Since costs technically still add up for me in this scenario, curious if your take is still to go to as many preventative doc appts as possible? Or maybe a more balanced approach still?

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Andre Nader's avatar

It is a good question. I was personally much more reluctant to do all these tests while I was on the HDHP last year. Getting back on the EPO removed the barrier.

I would run the numbers. Often the out of pocket maximums are not too crazy where you can bundle all your expensive preventative/diagnostic treatments in a single year.

Alternatively, maybe there is a strategy around switching to a PPO/EPO every 3-5 years?

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